Information for undergraduate students who started before September 2012
Most students have to learn to live on a tight budget but that doesn’t mean life has to be boring. Take the time to sit down and work out exactly what you have to pay for every week – that includes rent, food, utility bills, travel and your mobile phone. Then you’ll know exactly how much money you have left for the fun things in life, like going out, having a drink with friends or going shopping.
Student funding is paid in three HUGE instalments which makes budgeting even more important. You may be tempted to blow it all at once but don’t. By managing your money properly you’ll be able to enjoy student life without worrying about where your next meal is coming from or how you are going to pay your bills. Learning to manage your money effectively is also a valuable skill that will help you for the rest of your life.
You will face two main expenses while at University - tuition fees and your living expenses. You can receive money for both in the form of grants, bursaries and loans.
If you are worried about how you’ll make ends meet as a student, don’t be afraid to talk to LJMU about it.
The University has a dedicated team of staff that can offer you confidential advice on how to manage your finances and ensure you maximize your income while you are a student. To find out more, email studentadvice@ljmu.ac.uk or call 0151 904 6055/6056/6057.
Students can apply for their funding on line by visiting the DirectGov Student Finance website:



